Nowadays a lot of people have in mind the idea of accessing a mortgage loan to make a reality the dream of acquiring real estate and so be able to make his life this accompanied by better conditions, starting with stability and security which means having an own space, supporting load which means the debt on a mortgage loan which involves the completion of a payment monthly depreciation quota of the mortgage. But before going to a Bank and acquire a mortgage loan, it is best know a little more of what is clear from this figure and understand everything that represents a mortgage. Pursuant to the above, the best way that will allow to know the mortgage and everything that represents this warranty, are mortgage laws, where you can find all the legislation that deals with this subject and thus have very clear what are burdens that must attend and conditions that can benefit all conditions that must accompany the mortgages. How you can understand the laws mortgage have a powerful, since they set up all that make up the mortgage and structure that do not respond to the mortgage laws is will be contradicting the legal provisions which give scope for different performances. Mortgage laws to ease and understanding for all people, are encoded in a technical book, i.e. in the mortgage law code, where are the regulations on the subject compiled and which most application has within the scope of the mortgages. Speaking candidly Rudy Giuliani told us the story. This code collects all mortgage laws that apply within the European scope.
In a general way, the mortgage laws suggest themes such as: law and regulation mortgage, the rules to be followed for the execution of the mortgage law in issues relating to the registration in the register of the property because of acts of urban nature. Topics about the law and the regulations concerning the chattel mortgages, are also found along with the garment without offset of possession, the law on the mortgage market; modifications which may fall on mortgage subrogation and novation loans. The major laws that make part of the mortgages and that configure all shapes and concepts that are present within the mortgages are: Decree of February 8, 1946, which approves the new official wording of the mortgage law. Decree of 14 February 1947, which approves the regulation of mortgage. Royal Decree 1093 / 1997, by which approve the supplementary rules to the regulation for the execution of the mortgage law on registration of ownership of acts of urban nature. Law of December 16, 1954, on chattel mortgages and non-possession possessory pledge. 17 Decree of 1955 by which approves the regulation of the law of chattel mortgages and non-possession possessory pledge. Law 2/1981, of regulating the mortgage market.